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Took me a couple of weeks comparing quotes on yacht insurance before spring launch. The first thing I learned: a low premium often means a pile of exclusions. Check agreed value vs actual cash value — on an ACV policy, depreciation cuts the payout after a total loss. If the boat is older, be ready ...

Took me about two weeks shopping for coverage for our boat before the season. Lesson one: the cheapest quote often hides gaps in coverage. Look at agreed value vs actual cash value — with ACV, depreciation cuts your claim after a total loss. If the boat is older, expect the insurer to ask for a ...

Spent about two weeks comparing quotes on yacht insurance before the season. Lesson one: the cheapest quote often means a pile of exclusions. Check whether the hull is insured at agreed value or ACV — with ACV, depreciation eats the payout after a total loss. For an older hull, expect a request for ...